Why Medical Insurance Matters When Traveling Abroad
Planning an international trip is exciting — new destinations, unique experiences, and unforgettable memories. But while most travelers focus on flights and hotels, many overlook one of the most critical aspects of travel: medical insurance abroad.
Contrary to popular belief, most U.S. health insurance plans do not cover care outside the country. That means if you fall ill or are injured abroad, you may be responsible for thousands of dollars in hospital bills, emergency evacuations, or repatriation costs. In fact, a recent eHealth survey revealed that 54% of Americans mistakenly believe their insurance covers them internationally.
This guide will walk you through what to know about medical travel insurance in 2025, from coverage essentials and costs to exclusions and real-world requirements.
Why Medical Travel Insurance Is Essential
Two Core Benefits You Should Look For
Medical travel insurance is not just another optional add-on. It often includes: